I have been looking for the perfect budget binder for everyday carry for a LONG time. I had been using a regular binder but hated how it was open. My sister had one of these and I ordered mine immediately. Mine came last night and let me just say, opening it to begin with is an experience. It comes so nicely wrapped I felt like I maybe cheated the system because the binder itself was so affordable and the wrapping was SO high quality (trust me I’ve spent some money on some purses and wallets BIG money.) It fits my cards PERFECTLY as well as envelopes and everything I need with room to spare! It’s stylish and I could carry by itself or in my purse. I now need one in EVERY color.