Saving money is hard... but it doesn't have to be

That's why we designed SAVINGS CHALLENGES to make saving money fun, simple & motivating.

What are savings challenges?

Savings challenges are a gamified way to boost your savings. They encourage you to save your money by making it fun, easy and visual.

Some savings challenges have a total dollar amount goal, others are timed, and others help you save for specific goals or events like getting one month ahead on bills or taking a vacation.

How do they work?

When you contribute to a challenge, you mark each contribution on a tracker. Seeing your progress and savings add up keeps you motivated to stick with it.

Could you just move some money from your checking to your savings account online? Sure. Does it give you the same satisfaction as actually seeing your cash savings add up? Heck no.

What do savings challenge kits include?

• A cruelty-free, vegan leather binder with premium gold hardware in your choice of color

• Custom envelopes to hold your savings contributions

• Themed trackers to visualize your progress and keep you motivated

• Easy-to-follow instructions

What our customers say

★★★★★

I can't save money to save my life. I'll put money in my savings account and then pull it out immediately, so I needed a new way to save. Then I came across Missy Money and the whole idea of gamifying savings. I got the 100 Envelope Savings Challenge and the 12 Month Savings Challenge. The binders are such high quality and it is so fun to fill the envelopes.

Brookelynn E.
Los Angeles, CA
★★★★★

I'm on a financial freedom journey so saving and budgeting are huge for me right now. I wanted a way to save that didn't feel daunting and the 100 Envelope Savings Challenge has been a game changer. The binder itself is super cute. It makes saving fun and easy.

Charlie C.
Jersey City, NJ
★★★★★

I'm not that person that is like... you've got to try this... but... you've got to try this. I have been keeping such good track of my money since using the 12 Month Savings Challenge. It is super comprehensive for people like me that suck at saving money. The aesthetic is so cute and I love the compact size.

Sierra M.
Colorado Springs, CO
★★★★★

I saw this on TikTok and had to give it a try. The quality of the binder is just so nice. I love the writing on the envelopes too, it is very cute and aesthetic. It makes it fun and exciting to save money!

Kelsey T.
Laguna Hills, CA
★★★★★

The 12 month savings challenge makes saving money and budgeting fun (and a way to challenge myself!) And having something pretty to accomplish my goals in is definitely a bonus!

Monica F.
Big Rapids, MI
★★★★★

I have tried to save money in the past but could never stick with it. I love the 52 week challenge because it is so easy to start. You literally only need $1. If I can do this, anyone can do this.

Jen P.
Loveland, OH

12 Month savings challenge

Save up to $5,000 or more in 12 months. Choose a savings goal for each month and keep track of your progress with fun, monthly themed trackers.

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100 Envelope Savings Challenge

The one that went viral on TikTok. 100 envelopes. $5,050. Boost your savings at your own pace, it's that simple.

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One Month Ahead Savings Challenge

Looking for a way out of the paycheck-to-paycheck cycle? This savings challenge is for you. By the end of this challenge, you'll be one month ahead on your bill and debt payments.

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52 Week Savings Challenge

Perfect for beginner savers, this challenge asks you to save just $1 the first week. Yep, only $1. By the end of 52 weeks you'll have saved over $1,300.

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